
Responsibilities
Team Overview: The Financial Services Strategy and Business Analytics team within Global Payments supports the development and expansion of ByteDance’s international payments and financial services businesses, spanning payments, wallets, consumer lending, merchant financing, and insurance. We combine market research, competitive intelligence, and business analysis to inform market entry, product strategy, and business decisions. By joining the team, you will build deep expertise in global fintech markets and help shape the growth of ByteDance’s payments and financial services businesses. Responsibilities: 1. Lead strategic research and business planning for financial services, including merchant financing and insurance. Assess market size, growth potential, customer needs, and competitive dynamics to define priority markets, customer segments, and product offerings; 2. Drive assessments of global industry trends and leading players’ product strategies, business models, and operating performance. Identify growth opportunities and explore new product and partnership models across markets and distribution channels; 3. Lead strategic projects focused on new business development and performance improvement. Assess opportunities, build financial models, and develop business proposals to inform business targets, product roadmaps, and pricing strategies; 4. Evaluate potential partners and commercial proposals. Coordinate with Product, Operations, Risk, Funding, Legal, and Compliance teams to advance partnerships, implement key initiatives, and assess business impact.
Qualifications
Minimum Qualifications - 5+ years of experience in business research, strategy, business analysis, or management consulting within fintech or e-commerce, with in-depth research or hands-on business experience in merchant financing or insurance. - Strong understanding of the relevant business models, end-to-end processes, and profitability drivers, with the ability to independently assess opportunities, build financial models, and develop strategies. - Ability to independently lead complex projects, with end-to-end experience in business planning, new business launches, or performance improvement. - Sound commercial judgment and strong cross-functional collaboration skills, with the ability to align stakeholders, drive decisions, and deliver results. Preferred Qualifications - Bachelor's degree or higher, preferably in Economics, Business, Finance, Insurance, Mathematics, Statistics, or a related field. - Experience in financial services across overseas markets or in cross-market projects.
Job Information
About Us
Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.
Why Join ByteDance
Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.
As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.
Diversity & Inclusion
ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.